Motorcycle Insurance

Allstate Motorcycle Insurance Coverage
With the wind at your back and a full tank of gas, you'll let nothing stand between your motorcycle and the open road.

Whether or not you have other policies with Allstate, we welcome motorcycle riders. In fact, we designed our motorcycle policies with bikers' needs in mind. Allstate covers many different types of licensed motorcycles, and rates can be tailored to the size of your motorcycle.

Protection for You and Your Family
Each of these coverages has a limit of liability (the maximum amount Allstate will pay for claims) in the coverage areas you select, and is subject to the terms and conditions of the policy, all of which may vary by state.

With The Allstate Motorcycle Policy You Can Get:*

Liability Coverage

• Guest Passenger Liability Protection: provides coverage for bodily injury to a passenger on your motorcycle.

• Bodily Injury Liability Protection: provides coverage if you or a covered driver are legally liable in an accident in which others are injured or killed.

• Property Damage Liability Protection: provides coverage if you or a covered driver are legally liable for damages to another person's property resulting from an accident.

Collision Coverage
Provides coverage for damage from an accident to your insured or non-owned motorcycle and to your helmet. Your deductible is not subtracted from the loss payment in the event of a collision involving your cycle and another vehicle insured by Allstate.

Comprehensive Coverage
Provides coverage for damage to your insured or non-owned motorcycle caused by falling objects, fire, theft, vandalism, flood and certain other non-collision losses.

Medical Payments Coverage
Provides coverage if you, covered family members, or your covered passengers receive necessary medical treatment, services or products for bodily injury caused by a covered accident.

Personal Injury Protection Coverage (PIP)
Also called "no-fault" insurance. Although coverage varies by state, PIP typically provides coverage for you, covered family members, or your covered passengers for medical, rehabilitation, or funeral expenses, even work loss, survivors' loss and essential services expenses caused by covered accidents.

Tailor Your Motorcycle Policy with Additional Coverages:*

• Uninsured & Underinsured Motorists Coverage
  Provides coverage in case you, a covered family member, or your covered passengers are injured or killed in an accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you (respectively).

• Optional Equipment Coverage
  If you select comprehensive coverage, for an additional premium you can also obtain coverage for loss to any optional or added equipment that is not permanently installed. This includes such items as crash bars, custom seats, sissy bars, windshields, fairings, saddle bags, tank bags, trunk and luggage racks, custom light bars, and custom exhaust systems.

• Towing and Labor Costs Coverage
  Allstate will pay the costs for labor done at the site of disablement of your insured or non-owned motorcycle and for necessary towing of your motorcycle because of the disablement.

• Rental Reimbursement Coverage
  Provides coverage for the cost of renting an automobile if you have purchased comprehensive and/or collision coverage and the loss to your motorcycle involves either coverage.

See our Discounts & Savings section for applicable motorcycle insurance discounts.

* Coverages apply to road use motorcycles only. All coverages are subject to availability and qualifications. Other terms, conditions and exclusions apply. This is a brief description of coverages; this is not a contract. You should read an Allstate policy for full coverage details about the coverages. Please see your local Allstate agent.

For more information, contact the Allstate Agent nearest to you.